Supplying & Borrowing
Supply, Borrow, Repay.
A practical walkthrough of the three core actions on Rheofi. Supply assets to earn interest, borrow against your collateral, and repay when you're ready — all from the same dashboard.
Earn interest and unlock borrowing power.
Pick a pool
Use the pool selector to choose the liquidity pool that fits your strategy.
Approve & supply
Select the asset, enter an amount, approve token spending if first time, then confirm. Interest starts accruing immediately.
Enable as collateral
Toggle the Collateral switch to use the asset as borrowing collateral. Note: enabled collateral can be liquidated if your health factor drops too low.
Once collateral is enabled, you can borrow.
Pick the asset
Select what you want to borrow from the available markets.
Set amount
The interface shows your borrowing limit based on collateral. Stay well under to keep a comfortable health factor.
Confirm
Review the projected health factor and submit the transaction. Borrowed assets land in your wallet immediately and start accruing interest.
Health factor
Keep it well above 1 to avoid liquidation. A small price move can drop it fast — leave headroom.
Borrow limit used
The percentage of your borrowing capacity in use. High utilization = high liquidation risk on price moves.
APY changes
Rates fluctuate with market utilization. Watch for spikes when a market gets crowded.
Navigate to the borrowed asset, click Repay, enter an amount (partial or full), approve if needed, and confirm. Repaying lowers your debt and improves your health factor immediately.